Our Team

Terri Cole

Owner/Broker In Charge

Being a native of Colleton County I lived in Smoaks for the first 25 years of my life, and currently live in Walterboro with my husband John Cole who is a licensed Realtor and Co-Owner of our real estate company. I am also an active member of Doctors Creek Baptist Church. I graduated from Walterboro High School in 1995, then graduated from the University of SC in Columbia in 1999 earning a bachelor’s degree in business administration. When I am not in the office, I enjoy spending time at our family farm in Smoaks riding horses! My mother and I ride almost every week together! I also enjoy weekend trips to the mountains with my husband and our boxer dog, Gus! Family is a big part of my life!

Not many Realtors can say this has been their only career but I can, with bringing 25 years of full-time real estate experience to the table!! I began working for a real estate firm in 1997 while still in college where I found my calling in the industry. From there I went on to become a Licensed R.E. Agent in 2000, then a Broker in 2004, specializing in Residential, Land, Property Management, and Commercial Properties. I have been fortunate enough to remain one of the top-selling brokers in Colleton County! Few other Realtors in this area can compete with my years of experience and my impressive sales record. I am a member of the National Association of Realtors, The South Carolina Association of Realtors, and the Charleston Board of Realtors allowing me to be an active member of the Charleston MLS and MLS of the Lowcountry.

Being a true local to the Lowcountry I have deep knowledge of our area that sets me apart from many other agents. Go ahead and put my experience to work for you today!

Awards

The Press and Standard, Readers Choice awards voted her the Number 1 Realtor in Colleton County in 2014, 2015, 2018 & again in 2023 along with her company having the most votes for Best Real Estate Office for 2014 &; 2018 &; 2023.

John Cole

Owner/Agent/Charleston Fire Department Battalion Chief

I was raised in the small town of Walterboro where I graduated from Walterboro High School.  I played football and other sports through most of my years in grade school.  Growing up in a small town you gain an appreciation for outdoor activities.  I have always enjoyed fishing, hunting, modifying cars and riding motorcycles and still enjoy those things today.  I actually met my wife in high school, but we didn’t begin to date until several years after high school.  She went off to college at the University of South Carolina and I went to Beaufort Technical College of Engineering and then Columbia Southern University earning a degree in Fire Science.  We married in May of 2003 after I was a member of the CFD for a couple of years then and now have worked my way up to Battalion Chief.   Together we love to spend time with both sides of our family, and we also love to travel.  My wife and I own and operate the real estate business together.  

I have been licensed by the SC Real Estate Commission for close to twenty years now and enjoy helping buyers or sellers with small and large tracks of land including equestrian & farmland properties. Being an avid outdoorsman my knowledge of the Lowcountry landscape has been very helpful in directing people who are new to the area.   Having fished and kayaked in many of the Lowcountry waterways plus boating in our rivers since childhood brings lots of knowledge of our Lowcountry ways of life to table for our buyers moving into the area.  

I look forward to showing you the Lowcountry and all it has to offer!

  • Melissa Beach

    ASSOCIATE BROKER

    Melissa brings her A- Game in all aspects of Real Estate. Seasoned in both Real Estate Sales and also Property Management. Over a decade of experience in both! While Melissa isn't helping sellers sell and buyers buy... she's running Vacation Rentals at Edisto Beach and Residential Rentals and an Airbnb here in Walterboro.

    She is on the front lines of Real Estate daily!

    Born and raised in the SC Lowcountry, Melissa & her husband have raised their 4 children here and enjoy their little "useless" farm located in "The Front Porch Of The Lowcountry".

    Melissa is a member of The National Association of Realtors and holds her Real Estate Brokers License close to her heart. Working hard since the age of 18 to build 3 successful businesses and still showing that same drive, today.

    She's adaptable to her clients needs.... on any given day you may catch her in a suit & heels or jeans & mud boots. She's not afraid of hard work...and will get in there to get the job done!

    Melissa can show you any home listed on CTAR MLS, and will assist you in buying or selling your home, business, or land. She's also here for your property management needs.

    This girls brings "Bring City Knowledge & Hometown Values" to everything she does.

  • Kelly Judy

    AGENT

    Kelly is originally from Long Island New York and happily made Walterboro South Carolina her home in 1998. She attended Eastern Florida State College in Cocoa Florida, Technical College of the Lowcountry in Beaufort South Carolina, Interactive Fitness Trainers of America (IFTA), and Carolina School of Real Estate & Property Management, LLC. She studied business and marketing amongst many other areas earning certifications, expertise, knowledge, and experience. She also worked in the construction business for close to 14 years helping clients build their dream homes before becoming a Full-Time Realtor® in 2014.

    Kelly and her husband Jay own and operate a very successful business together and have now settled into their new home on the lake in Santee. They are also extremely proud parents of all their amazing children.

    As a Real Estate Agent on the Cole & Associates Team, Kelly would like to focus on the Santee area to assist sellers in preparing their homes for sale so that they may obtain top dollar in a competitive market. She works hard to create a personalized and dynamic marketing strategy for each home she sells. She is also very excited to help Real Estate buyers accomplish homeownership and will help her clients every step of the way.

    Kelly is a member of the National Association of Realtors and can show you any home listed on CTAR MLS. She continues to show her strong work ethic and is dedicated to bringing her Buyers and Sellers together! Your home is likely your most valuable asset, and you should work with an agent that treats it as such.

    So, give her a call today so she can put her years of experience to work for you! Cell: 843-599-2018 or email at kellysweatman@yahoo.com

  • Niki Hunter

    AGENT

    Being a native Colletonian Niki split her time between Colleton and Beaufort Counties having the opportunity to enjoy the best that the Lowcountry has to offer. She has a vast knowledge of the area and a wide range of experience to bring to the table to help you in any Real Estate scenario. With over 22 years of experience, Niki has closed many successful transactions such as Residential, Commercial, Recreational Hunting land, Lots, Vacation properties on the Coast and inland Lakes of SC as well as investment properties.

    In her downtime, Niki enjoys spending time with her husband, 3 grown sons, family and friends as well as the family "grand" dogs. She loves all aspects of the outdoors and regularly gets the pleasure of being out on the water fishing and boating the ACE basin and beyond, combing beautiful local beaches especially Edisto, gardening in her flower beds and just being in the salty fresh air.

    Give Niki a call today to have a chat to discuss your goals! She is a Member of Charleston Trident MLS, National Association of Realtors, and is never too busy to help! She may be reached anytime at (843)635-7677 Call or Text as well or email at nikisellsthelowcountry@gmail.com

  • Barbara Carelock

    AGENT

    Barbara was born in South Florida and raised in Walterboro. She graduated from Walterboro High School and attended the University of SC Salk, then relocated to Charleston where she studied for her real estate license and became a licensed realtor in December 2002. As the niece of the late Audrey Murray, Barbara grew up helping with the family business and followed in her aunt’s footsteps, becoming a realtor.

    Barbara then moved to Savannah in 2003 and started her career in new home sales at Bradly Point South where she assisted on all aspects of construction and sales. She then moved to Peachtree City, GA, and worked for The Home Source Realtors and sold new homes in Summer Grove in Newman, GA for 5 years until her neighborhood was complete. After Barbara worked for Keller Williams for a year, she moved to Louisiana then Texas, and took a short break from real estate. Upon relocating home to Walterboro, she became an active agent again and has held her license in Walterboro ever since.

    Barbara joined the Cole & Associates Team in September 2022. As a trusted Real Estate agent, Barbara understands that selling or buying a home is complex and deeply personal. This drives her to truly be an expert at the job, understanding the market, the players, and all the variables involved in a real estate transaction.

    Barbara is a member of the National Association of Realtors and can show you any home listed on CTAR MLS.

    In her downtime, Barbara loves to spend time with her sons, daughter, family, and friends. She enjoys being outdoors, boating, and loves to spend time at the beach.

    Barbara is ready to take you to the next time in your real estate journey so give her a call at 770-331-5022 or email at barbaracarelock@aol.com.

  • Taylor Cole

    AGENT

    Taylor has grown up in the Lowcountry, and is able to help you with any of your real estate needs. During her time at Clemson University, Taylor worked in property management. She is excited to use her knowledge gained through that experience to help her clients buy and sell their properties.

  • Mandy Judy

    OFFICE MANAGER

    Mandy was born and raised in Ruffin, SC and has lived there all her life. At 15 and still attending High School, she started her 1st job at at Ben Sapp’s Law Firm in Walterboro. After graduating from Walterboro High School, she began working on her Customer Service and Management skills when she transitioned into being an Office Manager for Fowler Land Surveying Company.

    Starting out as an Office Manager, she quickly moved up to bigger Organizations and Companies. She has now landed right where she belongs, with the Cole & Associates Team!

    Mandy delivers outstanding customer service and organizational skills. She enjoys spending time with her Son Peyton and her Mom Shirley. She also loves to bake and cook.

  • Shirley Judy

    OFFICE MANAGER

    Shirley is a native of Colleton County and has lived in the Hudson Mill area of Ruffin all her life. She is the friendly voice that our clients have grown so accustomed to hearing when calling in to our office, and she takes great pleasure in making sure they are each taken care of.

    Delivering outstanding customer service has always been an essential part of a days work for Shirley. As Cole and Associates Office Manager, she is responsible for all office procedures, and uses her organizational skills to ensure smooth operations in a busy work environment.

    Shirley says she regularly finds herself drawing on many years as an office manager . Prior to Joining the Cole and Associates Team she managed another real estate office. Shirley says Cole and Associates is such a unique company because the team works together, almost like family, shares a common vision for excellence and has never grown too big to not know each client personally. The number of repeat clients speaks volumes about the loyalty and trust Cole and Associates has earned since 1986.